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There’s a conversation that’s bubbling just under the surface of pop culture right now that a lot of people are thinking about but very few are willing to say out loud.

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It centers around a term that used to exist only in uber-rich gossip circles, but now it’s spilling into the mainstream, and for good reason. We’re talking about “yacht girls.”

For readers who are not obsessed with influencer lore, the phrase refers to hot young women, mostly professional models or social media influencers, who get invited to layabout on luxury yachts owned by extremely wealthy men. Sometimes the arrangement is purely social… wink, wink. Sometimes it is promotional. And sometimes, according to many “yacht girls” who’ve spoken publicly about it, the expectations are far less innocent.

Now, you’re probably reading this thinking, well duh, if a billionaire invites a hot girl onto his yacht, he’s not looking to talk about geopolitical shifts. He wants one thing, and it’s not conversation. So if we can figure that out, surely the “yacht girls” can too, right?

We’ll get to that later…

This phenomenon isn’t new. In the good ol’ days, Americans would’ve recognized versions of this same dynamic in the Studio 54 party scene and the jet-set “VIP girl” world. The times and settings have changed, the money has gotten bigger, and the Instagram filters have gotten heavier, but the underlying vibe remains exactly the same.

What is new is the cultural messaging surrounding it.

On one hand, the public is constantly told that powerful men in elite circles are dangerous and predatory. On the other hand, modern culture celebrates young women using beauty and boons for leverage, access, and proximity to wealth as a fast track to a better life for themselves.

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Those two very different messages being pushed by the same exact people are now colliding.

For example, there’s the ongoing online speculation that has followed Meghan Markle. Many people believe she was a “yacht girl” before she latched onto Harry.

These rumors tap into public suspicion about how the influencer and modeling pipelines often mix with extreme wealth and elite social circles. And after the Epstein scandal blew the doors wide open on how some of those networks actually operated, many Americans are looking at the entire “hot girl ecosystem” with fresh and fair eyes.

Because the Epstein case exposed something deeply uncomfortable, folks.

A world where massive money, social climbing, and very young women were all swirling around the same elite circles. A world where the lines between opportunity, pressure, consent, and exploitation were a lot messier than the public was originally led to believe.

Basically, the point here is that yes, there are definitely women who are victims of predators. But there are also women who are the predators; they just don’t want you to realize it.

Some of these predatory girls use wide-eyed confusion and a sudden innocent “babe in the woods” mask to convince you that they had no idea what was really going on.

And that brings us to the latest video making the rounds.

One young model recounts the moment she says she first learned what “yacht girls” actually were and why the experience left her deeply uncomfortable.

This pulls back the curtain on a world that many suspect exists but rarely see described this plainly, but do you believe these girls have no idea what they’re really hired for?

For years, the chatter around elite sexual misconduct has been one-sided: powerful men are villains, and young women are purely passive participants. Reality, as even some investigators and journalists have uncovered, can be way more complicated.

READ MORE: Woman tries to highlight plight of the homeless, gets manhandled by a crazy druggie…

That doesn’t mean powerful, predatory men should escape accountability when crimes go down. But it does raise a fair question about where the accountability lines get drawn.

If a woman is equal to a man in every way, as we’re constantly told, then what shared responsibility does she have in these types of sexual situations? In other words, does the “yacht girl” play a role in any of this, or is she just innocent eye candy being bamboozled by a smarter, more powerful man?

The stories aren’t straight.

One journalist who’s stepped into this uncomfortable gray area is Michael Tracey.

Tracey has been digging into inconsistencies, unanswered questions, and financial incentives surrounding some of the Epstein-victim claims. And honestly, that approach has made him public enemy number one with many in the media and folks on the left and right.

But it’s also forced a conversation that everybody seems to have carefully avoided.

We previously highlighted some of Tracey’s reporting.

Revolver:

Tracey attended the Epstein press event himself and directly questioned a member of Congress. That’s when things got tense. He had an uncomfortable back-and-forth with Rep. Thomas Massie over the supposed “hundreds of victims” he claims there are. Massie didn’t like the questions, got agitated, and at one point Tracey was even removed from the event.

Here’s part of that incident in Michael’s words.

Michael Tracey:

“I’m convinced there were hundreds of victims,” Massie continued. “Like I can’t tell you who is who — who had what happen to them. But I’m convinced there are hundreds of victims. And I’m convinced there’s somebody besides Epstein that’s done bad things.”

I then blew my cover, and asked Massie: “How do you know there are hundreds of victims, if you don’t know what happened to them?”

Massie scoffed at me, and turned away in annoyance, evidently not wanting to engage any further. I guess because he considered me to be so very “rude.”

“I don’t understand, Congressman,” I said to him. “I’ve always been very nice to you, and favorable toward you. And I just asked you some basic questions, and I guess you’re getting flustered. I don’t really get it.”

However, it’s easy to see why Massie might’ve been reluctant to delve into the meddlesome details.

What Michael uncovered looks a lot like a sequel to the #MeToo hysteria, where many women (though not all) saw it as a chance to cash in on notoriety and money. Michael’s piece continues:

Among the purported “victims” present yesterday was Annie Farmer — one of the four government-identified “victims” (out of what we’re told is “over a thousand”) who was called to testify at the 2021 criminal trial of Ghislaine Maxwell.

In his piece, Michael notes that when Annie was interviewed by the FBI in 2006 and again in 2020, she never mentioned sexual abuse by Epstein or Maxwell. But then, he says something changed.

Her tune changed when the Epstein Victims Compensation Program got established, and millions of dollars became available. That’s when she told the settlement fund’s mediator that she considered alleged acts such as “hand-holding” to be “sexual abuse.”

Annie Farmer — now a “licensed psychologist” specializing in “trauma” — also appears to have appointed herself as an all-purpose spokeswoman for the growing social network of alleged Epstein “victims.” And she’s been making lots of media appearances lately, under the professional moniker of “Survivor.” Which is a bit odd. You’d think “Dr. Farmer” would maybe want to be identified by her self-publicized professional title, “licensed psychologist.” But it seems “Epstein Survivor” is more lucrative. “I am not currently accepting new clients,” her website says.

And then there’s Annie’s sister, Maria, who many believe is a certified crackpot, yet she also claims to be a “victim.” But her story is more complicated than just being Annie’s long-suffering sister. Michael’s piece continues:

Maria Farmer claims she called the NYPD, then the FBI, in 1996 to report some kind of pedophilic conspiracy going on in Ohio which she claimed involved Donald Trump, Bill Clinton, and the “Jewish mafia.” She claims to have been given multiple cancers by Jeffrey Epstein, Ghislaine Maxwell, and possibly also Trump and/or Clinton. She claims to have had some sort of divine epiphany that allowed her to realize Epstein and Maxwell were “pedophiles” — after voluntarily climbing into bed with them, at age 26. At which point she claims she was “raped” of her “sanity.” To redress these profound wrongs, Maria Farmer has now filed a brand new lawsuit, circa May 2025, demanding $600 million from US taxpayers to compensate her for the “complex PTSD, debilitating fatigue, chronic illness,” and myriad other conditions she claims to have endured for the past 30 years. I wonder if Annie Farmer gave Maria the PTSD diagnosis?

Michael, who has long been very fair to Thomas Massie, is troubled and confused by how he’s handling this issue. His piece continues:

Thomas Massie says he’s “convinced there were hundreds of victims,” but again — how does he know this? How much has he bothered to examine the actual facts and evidence around this case — which he’s now anointed himself such a bold crusader on? Is he aware that none of the “victims” who appeared at the press conference yesterday have ever actually been adjudicated as victims in any kind of meaningfully adversarial process? That is, with their claims tested and appropriately scrutinized for veracity?

But sadly, there’s more. It turns out that being an Epstein “victim” can also be very profitable. Michael’s piece explains:

Annie Farmer was declared by Judge Alison Nathan to have endured no “illegal sexual activity” at the hands of Jeffrey Epstein or Ghislaine Maxwell. The same was judicially declared of Anouska De Georgiou, another of the four “victims” who the government chose to call at the 2021 Maxwell trial. Anouska also spoke at the press conference yesterday, weepily recounting that for “so many years” her “voice” had been “silenced.”

“Make no mistake, my polished exterior is a shield hiding a wound that still bleeds,” Anouska poetically proclaimed. Hopefully her “wounds” were at least partially healed by the $3.25 million she received from the Epstein Victims Compensation Program. (By the way, these settlement payouts are tax-free! What a deal!)

When enormous sums of money, legal settlements, media incentives, and political pressure all clash in one place, the big picture is likely way more complicated than we’ve been told.

READ MORE: Reagan introduced no-fault divorce in 1969. 57 years later, how’s it going?

But asking those questions in today’s #MeToo and #BelieveAllWomen climate still makes far too many people uncomfortable.

That alone should probably tell us something. Maybe we should start asking a lot more questions.

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